SWIVEL, a subsidiary of SWBC, has launched PayPrompt Pro, an enhanced digital payments communications solution designed to help financial institutions deliver secure, personalized payment reminders and accelerate loan reconciliation. Purpose-built for financial workflows, the platform integrates white-labeled SMS alerts, secure Reply-to-Pay functionality, deep-link payment options, and native platform integration to combat growing fraud concerns while prioritizing convenience. By enabling borrowers to instantly respond to branded reminders in a trusted digital environment, the purpose-built solution reduces friction and proactive engagement to lower delinquency rates.